What if I’m leaving Innisfil, will my insurance follow me?

Depending on the insurance product you’ve chosen Ron Johnston may be able to continue coverage following a move. Some policies, like life and critical illness are mobile, while your house insurance will depend on the structure you reside in. Speak to your broker for a more in depth answer on individual policies.

Am I required to get tenant insurance in Ontario?

While it isn’t illegal to rent without tenant insurance, most property management companies require tenant insurance before they will rent to you. Tenant insurance is a worthwhile investment even when not required as it protects you against liability lawsuits, damage costs to your unit, and lost or damaged belongings.

If I am already ill, can I still receive life insurance?

Yes. Depending on your medical history, your life insurance premiums may fluctuate in cost. Before an insurance company signs your policy, you will need to provide proof of health conditions from a physician.

Insurance Broker in Innisfil

Once recognized as a rural hamlet, Innisfil, Ontario now attracts residential and business interest from the cross regions of Barrie and York. As the town blossoms, expanding around Lake Simcoe, and other beautiful local focal points, it becomes important to protect yourself against the increasing risk of owning a home, business, vehicle, or rental property.

Ron Johnston Insurance is proud to offer our services to clients of Innisfil, providing a variety of insurance products, including:

Home Insurance in Innisfil

Life in Innisfil requires lodgings. Whether you rent, own, or rent to others, Ron Johnston has a home insurance policy to fit your needs. We offer five main areas of home insurance focus, these being:

Within the scope of a standard home insurance policy, your coverage extends to:

Property and structures
Unattached structures (shed, fence, deck, and more)
Belongings
Liability

There are many perils covered within a basic policy. You can opt for extended risk insurance, but most home insurance products protect against:

Fire
Wind
Lightning
Explosion
Theft
Vandalism

Auto Insurance in Innisfil

If you drive a vehicle in Innisfil, you require auto insurance by law. Ron Johnston Insurance knows Innisfil drivers face unique duties, hobbies, and obstacles on the road, so we offer a variety of auto policies, including:

Innisfil auto insurance protects you in cases of:

Collision damage
Emergency and tow services
Medical fees
Liability
Uninsured drivers

Life Insurance in Innisfil

Nobody plans for illness or injury – that’s our job. At Ron Johnston Insurance, we ensure your loved ones have the money they need to provide medical care, pay the rent, and cover funeral arrangement costs. You can choose from several life insurance products, such as:

Commercial Insurance in Innisfil

Innisfil is home to many businesses big and small. Ron Johnston has more than one type of commercial insurance protection to keep you covered no matter what industry you’re in. Our business insurance products extend to:

Travel Insurance in Innisfil

Leaving Innisfil and worried about protection outside of Canada? Ron Johnston has you covered with our travel insurance, including financial aid in cases of: